Spanish Financial Terminology27

The financial world is full of jargon and technical terms that can be difficult to understand, especially if you're not a native Spanish speaker. This guide will provide you with a comprehensive overview of the most common Spanish financial terms, so you can navigate the financial world with confidence.

Basic Financial Terms
Cuenta bancaria (bank account)
Tarjeta de crédito (credit card)
Débito (debit)
Crédito (credit)
Saldo (balance)
Interés (interest)
Comisión (fee)
Tipo de cambio (exchange rate)

Savings and Investment Terms
Cuenta de ahorros (savings account)
Depósito a plazo (term deposit)
Fondo de inversión (investment fund)
Acción (share)
Bono (bond)
Dividendo (dividend)
Renta fija (fixed income)
Renta variable (variable income)

Loan Terms
Préstamo (loan)
Hipoteca (mortgage)
Préstamo personal (personal loan)
Tipo de interés (interest rate)
Cuota (installment)
Plazo (term)
Aval (guarantor)
Garantía (collateral)

Insurance Terms
Seguro (insurance)
Seguro de vida (life insurance)
Seguro de salud (health insurance)
Seguro de hogar (home insurance)
Seguro de coche (car insurance)
Prima (premium)
Franquicia (deductible)
Cobertura (coverage)

Tax Terms
Impuesto (tax)
Impuesto sobre la renta (income tax)
Impuesto sobre el valor añadido (value-added tax)
Declaración de la renta (tax return)
Retención (withholding)
Deducción (deduction)
Crédito fiscal (tax credit)
Exención fiscal (tax exemption)

Other Useful Terms
Economía (economy)
Inflación (inflation)
Deflación (deflation)
Recesión (recession)
Mercado de valores (stock market)
Bolsa de valores (stock exchange)
Fondo monetario internacional (International Monetary Fund)
Banco mundial (World Bank)

This is just a brief overview of the most common Spanish financial terms. For a more comprehensive list, please consult a Spanish-English financial dictionary or glossary.

2025-01-11

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